Welcome to Diamond Boutique

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Monday - Saturday 

10:30am - 6:00pm



The Importance of a Jewelry Appraisal

Appraisal Services

The most important reason to have jewelry and valuables appraised is for accurate insurance replacement purposes. Over the years, the value of fine jewelry, gemstones, watches, and other valuables can fluctuate, and typically increase.

If a jewelry appraisal is over two years old, the stated value may be out-of-date and as an end result, your jewelry, watches, and valuables could be undervalued compared to its current replacement value. There is the risk of considerable loss if jewelry and valuables are lost, stolen or damaged when the replacement values are insufficient and underinsured.  Diamond Boutique is also provides antique jewelry appraisals.

We recommend you have your fine jewelry and valuables appraised once every two years. To provide our clients with the most accurate appraisal reports based on current market values, Diamond Boutique's Jewelry Appraisals are performed by our own professional appraisers who are Graduate Gemologists certified by the GIA (Gemological Institute of America).  

Appraisals are also used to determine the value, or authenticity, of fine jewelry, gemstones and valuables for estate and tax planning purposes, divorce settlements, donations or loans.

Frequently Asked Appraisal Questions

Q. Why Do I Need a Jewelry Appraisal?

An appraisal serves three functions: Firstly, it is an identifier. Your jewelry must first be identified as to the materials, workmanship, condition and any other elements affecting its value. It must be evaluated and ranked in quality in relation to all other similar property in the current marketplace. Secondly, the appraisal is a valuer. A value must be assigned to the jewelry that is appropriate to the intended use of the appraisal. Thirdly, the appraiser is a witness to the property. The appraiser can attest in a court of law that the jewelry existed in a certain condition at a certain point in time and that it was valued according to currently accepted valuation practices.


Q. I have homeowner’s insurance. If I lose my jewelry, am I automatically covered?

You are not covered for loss or damage of your jewelry unless you have your jewelry appraised and scheduled (listed) separately on your policy.


Q. What is included in a Diamond Boutique appraisal?

A Diamond Boutique appraisal includes complete testing of your jewelry and the production of an appraisal report for your records. A copy is kept on file at Diamond Boutique should your original copy get lost or damaged. The report contains such information as:

1)  The purity and weight of precious metals

2)  A detailed description of diamonds and gemstones (carat weight, cut, clarity, color, measurements, proportion & finish)

3)  A colored photograph

4)  The current appraised value of jewelry and valuables


Q. How can I be sure that my Diamond Boutique appraisal is accurate?

All tests are performed by GIA certified Graduate Gemologist appraisers using the industry’s most precise scientific instrumentation. Appraisals are based on current market values derived from a computerized networking system that constantly monitors prices throughout the industry and compares current retail prices.


Q. Do my diamonds and gemstones have to be removed to be appraised?

No, diamonds and other gemstones do not have to be removed from their settings during an appraisal. Jewelry can be appraised in their mountings. All tests are perfectly safe and will not damage, nor alter, any jewelry or valuables.


Q. How much does a jewelry appraisal cost?

Diamond Boutique charges an hourly rate per item, for each appraisal. The fee is based on the time needed to perform the tests, calculations, research, and preparation of all necessary documents. Fees are in no way determined by the value of the jewelry or valuables.


 Q. Where do you get jewelry appraised?

Diamond Boutique conducts most of our jewelry appraisals at our San Diego jewelry store.  However, we also available to meet at an alternate location, such as your home or bank, to appraise your jewelry items.  


Q. For how long is a jewelry appraisal good?

Diamond Boutique recommends updating your jewelry appraisals once every two years.


Q. Do I need to make an appointment to have my jewelry appraised?

It is suggested to make an appointment to have your jewelry appraised if you have a sizeable number of items to be evaluated.

Verbal consultation is also available, but no documentation will be provided, and an appointment is not required.

We are also available to meet at an alternate location, such as your home or bank, to appraise your jewelry items.  Appointments are required for this personalized service, and an additional fee will be charged.  

If you require Testimony and Court Depositions, we can help.  Please call us to discuss the fees associated with this service.

If you have any additional questions please do not hesitate to contact us.

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