Welcome to Diamond Boutique

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Monday - Saturday 

10:30am - 6:00pm

 858-720-1800

 

 


Jewelry Appraisals are performed to determine the value, or authenticity, of your fine jewelry, gemstones, and valuables. Jewelry appraisals are commonly used for insurance replacement, estate and tax planning, divorce settlements, donations, and loans. 

Diamond Boutique provides our clients with the most accurate appraisal reports based on current market values.  Our Jewelry Appraisals are performed in-house by our own professional Graduate Gemologists who are certified by the prestigious Gemological Institute of America (GIA). 

 

"If your jewelry appraisal is over three years old, the stated value of your jewelry, watches, and valuables could be undervalued leaving you at risk.."

 

Frequently Asked Appraisal Questions


 

Q. What jewelry can be appraised?

Diamond Boutique can appraise all of your diamond or gemstone jewelry, including watches and antique jewelry, as well as, evaluate your gold bar and coin investments.  

If you are in need of an estate appraiser for your jewelry and valuables, Diamond Boutique can help. If there are too many items to bring into the store, we can arrange to meet you at an alternate location.  

Q. Why do I need a jewelry appraisal?

A jewelry appraisal is most commonly used for insurance purposes.  An accurate jewelry appraisal is provided to your insurance company so that you may insure your jewelry against loss, theft, and damage.  In the event of loss, the insurance company will award to you the retail replacement value detailed on your jewelry appraisal, which should reflect the cost of replacing that exact item.

An appraisal serves three important functions:

  1. Identifier. The materials, workmanship, and condition of your jewelry, is recorded to identify your unique piece. It is evaluated and ranked in quality that is compared to other similar property in the current marketplace.
  2. Valuer. A value is assigned to the jewelry, that corresponds to the intended use of the appraisal, whether you need an appraisal for insurance replacement, 
  3. The appraiser is witness to the property. The appraiser can attest in a court of law that the jewelry existed in a certain condition at a certain point in time and that it was valued according to currently accepted valuation practices.

 

Q. Why does a jewelry appraisal need updating?

It is important to update your jewelry appraisal every three years to accurately reflect the costs involved in replacing your valuables should your jewelry be lost, stolen, or damaged.

 

Q. I have homeowner’s insurance. If I lose my jewelry, am I automatically covered?

You are not covered for loss or damage of your jewelry unless you have your jewelry appraised and scheduled (listed) separately on your policy.  Some jewelry insurance groups offer an insurance policy for your jewelry that is separate from your home insurance. With an independent jewelry insurance policy, you can rest assured that a claim made to your jewelry insurance company will not negatively impact your homeowner's insurance.

 

Q. What is included in a Diamond Boutique appraisal?

A Diamond Boutique appraisal includes a professional cleaning of your jewelry, complete inspection to identify any pieces in need of repair, and a detailed appraisal report. A copy of your appraisal is kept on file at Diamond Boutique should your original copy get lost or damaged.

The report contains information, such as:

  1. The purity and weight of precious metals
  2. A detailed description of diamonds and gemstones (carat weight, cut, clarity, color, measurements, proportion & finish)
  3. A colored photograph of the item
  4. The current appraised value of jewelry and valuables

 

Q. How can I be sure that my Diamond Boutique appraisal is accurate?

All tests on your jewelry are performed by a GIA Graduate Gemologist appraiser who is trained to use the industry’s most precise scientific instrumentation. Appraisals are based on current market values derived from a computerized networking system that continually monitors prices of metals and stones sold at their current retail values.

 

Q. How much does a jewelry appraisal cost?

Diamond Boutique charges an hourly rate per item, for each appraisal. The fee is based on the time needed to perform the tests, calculations, research, and preparation of all necessary documents. Fees are in no way determined by the value of the jewelry or valuables. For example, a piece of jewelry that features a variety of different stones, and metals will take longer to appraise, and will cost more to appraise than say a simple gold band.

 

Q. Where do you get jewelry appraised?

Diamond Boutique conducts most of our jewelry appraisals at our jewelry store located in Del Mar, San Diego.  Upon request, we are available to meet off-site, at your home or bank, to appraise your jewelry items.  Please call us to discuss the fees associated with this service.

 

Q. Do my diamonds and gemstones have to be removed to be appraised?

No, diamonds and other gemstones do not have to be removed from their settings during an appraisal. Jewelry can and will be appraised in its original mounting. Furthermore, all tests performed on your jewelry are perfectly safe and will not damage, nor alter, any jewelry or valuables in any way.

 

Q. Do I need to make an appointment to have my jewelry appraised?

There is no appointment necessary, simply bring your fine treasures into our store to be professionally cleaned, inspected, and appraised. 

Verbal consultation is also available, but no documentation will be provided, and an appointment is not required.

 

It is suggested to make an appointment if:

1. You have a sizeable number of items to be evaluated.   

2. You would like to meet at an alternate location, such as your home or bank, to appraise your jewelry items.

 

Q. Can Diamond Boutique help with Testimony and Court Depositions?

Yes, we also can help with providing expert Testimony and Court Depositions.  Please call us to discuss the fees associated with this service.

 

 

If you have any additional questions please do not hesitate to contact us.


 

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